Apex vs MyFundedFutures: rules and payouts side by side
Two one-time evaluations: activation fees, drawdown, loss limits and payouts compared.
- Apex billing
- One-time, 30 days
- MFFU billing
- One-time
- Apex PA split
- 100%
- MFFU split
- 90/10 Rapid, 80/20 Builder
Rules checked on · By helloweekends Editors
Apex vs MyFundedFutures is a choice between two one-time evaluations with different payout models. Apex gives 30 days of access, lets you pick an end-of-day or intraday drawdown and pays 100% of up to six capped payouts per account. MyFundedFutures (MFFU) charges no activation fee: Rapid pays daily at 90/10, Builder every 48 hours at 80/20. All are paid evaluations traded in simulation.
Apex vs MyFundedFutures at a glance
Figures are for 50K accounts. MFFU sells several plans; the table shows Rapid and Builder, the two closest to Apex. Other sizes and plans are on each firm's rules page.
| Rule | Apex Trader Funding | MFFU Rapid | MFFU Builder |
|---|---|---|---|
| Billing | One-time fee, 30 calendar days of access, no resets | One-time | One-time: $153, or $125 for the Add-On with a $1,500 maximum loss |
| Activation fee | Standard versions: yes, within 7 days of passing. No Activation Fee versions: none | None | None |
| Profit target | $3,000 | $3,000 | $3,000 |
| Evaluation drawdown | $2,000, end-of-day or intraday trailing, chosen at purchase | $2,000, end of day | $2,000 end-of-day trailing ($1,500 Add-On) |
| Funded drawdown | The model you chose; $52,100 safety net kept for the life of the account | $2,000 intraday trailing from the equity high, locks at +$100 | $2,000 end-of-day trailing, locks at +$100 |
| Daily loss limit | EOD evaluation: $1,000, pauses the session. Intraday evaluation: none. Funded: tiered, $1,000 to $3,000 | None | $1,000 soft pause; the account stays open |
| Evaluation consistency | None | 50% | None |
| Minimum days to pass | None | 2 | 1 |
| Max contracts (evaluation) | 6 | 5 minis / 50 micros | 4 minis / 40 micros |
| Must be flat by | 4:59 p.m. ET | 4:10 p.m. ET | 4:10 p.m. ET |
| Split | 100% of approved payouts | 90/10 | 80/20 |
| When you can request | After every 5 qualifying days ($250+ EOD, $200+ intraday) | Daily, once the $2,100 buffer is cleared | Every 48 hours: 2 qualifying days, $2,100 buffer plus $500 net profit |
| Funded consistency | Best day under 50% of profit since the last payout | None | 50% per payout cycle |
| Minimum payout | $500 | $500 | $500 |
| Platforms | Rithmic, Tradovate, NinjaTrader, TradingView (through Tradovate) and WealthCharts | NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, DeepChart and ATAS | |
| News trading | Allowed; two-sided news orders are banned | Allowed in the evaluation; funded accounts flat 2 minutes either side of Tier 1 news | Allowed |
Cost: two kinds of one-time fee
Both firms sell one-time evaluations, but the clocks differ. An Apex evaluation expires 30 calendar days after purchase, with no extensions or resets; a failed or expired attempt means a new purchase. Its Standard versions add an activation fee after you pass, and its No Activation Fee versions do not. MFFU charges once and never charges to activate: a Builder 50K costs $153, the Add-On $125. MFFU's one-time accounts carry a seven-day inactivity rule, so an account with no trade for seven calendar days can be closed. The evaluation cost calculator works through the arithmetic for any number of attempts.
Drawdown and daily limits
Apex lets you choose the drawdown model at purchase and keeps it in the funded account. Its EOD evaluation adds a $1,000 daily loss limit that pauses the session; its intraday evaluation has none. MFFU fixes the model by plan: Builder is end of day throughout, while Rapid is end of day in the evaluation and intraday trailing once funded, until the floor locks $100 above the start. The difference is explained in EOD vs intraday drawdown; daily limits in daily loss limit prop firm.
Consistency: evaluation or payouts
Apex has no consistency rule to pass, but every funded payout needs your best day under 50% of the profit since the last payout. MFFU Builder works the same way, with 50% on every payout cycle. MFFU Rapid is the reverse: a 50% rule to pass and none once funded. The general idea is on the prop firm consistency rule page.
Payouts: 100% capped, 90/10 daily or 80/20 laddered
Apex pays 100% of each approved payout, after every 5 qualifying days. On a 50K EOD account the six payout caps run from $1,500 to $3,000, and the account closes after the sixth payout. Only profit above the $52,100 safety net can be requested. MFFU Rapid pays daily at 90/10 once the $2,100 buffer is cleared. MFFU Builder pays 80/20 every 48 hours, caps each payout at $2,000 and moves you to a live account with Blue Row Capital after the fifth approved simulated payout. The minimum request is $500 at both firms.
Worked example: $3,000 of profit on a 50K funded account
- Apex, first payout on an EOD account. Your balance is $53,000, above the $52,600 needed to request. Only profit above the $52,100 safety net is eligible, so you can request up to $900 once you have 5 days of $250 or more and no day of $1,500 or more. At 100% you receive $900.
- MFFU Rapid. $3,000 is above the $2,100 buffer, so you can request a payout 24 hours after your first funded trade. A $500 request pays $450 at 90/10.
- MFFU Builder. The first payout needs $2,600: the $2,100 buffer plus $500. At $3,000 you qualify after 2 qualifying days, as long as no day brought half the cycle's profit. A $500 request pays $400 at 80/20.
Who each firm suits
- Apex fits a trader who wants a choice of drawdown model, no consistency rule to pass, 100% of each payout and several accounts at once. The trade-offs: a 30-day clock, an activation fee unless you buy the No Activation Fee version, six capped payouts per account and a consistency check on every payout.
- MyFundedFutures fits a trader who wants no activation fee on any plan and a wider platform list. Rapid suits daily payouts at 90/10, if you can live with an intraday trailing floor once funded. Builder suits a fast pass and a set route to a live account, at 80/20 with capped payouts.
Firm by firm, the full rules are on Apex Trader Funding rules, Apex payout rules, MyFundedFutures rules and MyFundedFutures payout rules. Changes to either firm are logged in the rule change log; see also Apex vs Topstep and Topstep vs MyFundedFutures.
Know the riskBoth firms sell paid evaluations traded in simulation. Most people who buy one do not pass, payouts come from each firm's own funds under its terms, and firms change rules, pause payouts and close. Not investment advice.
Questions
Is Apex or MyFundedFutures a one-time fee?
Both. Apex sells 30 days of access for one payment, with no resets. MFFU evaluations bought since August 25, 2026 are one-time purchases with a seven-day inactivity rule.
Which has the better profit split?
Apex pays 100% of approved payouts, capped per payout and six payouts per account. MFFU Rapid pays 90/10; MFFU Builder and Pro pay 80/20.
Do Apex and MyFundedFutures charge activation fees?
Apex charges one on its Standard evaluations and none on its No Activation Fee versions. MyFundedFutures charges none on any plan.
Can you hold trades overnight at Apex or MyFundedFutures?
No. Apex accounts must be flat by 4:59 p.m. ET; MFFU closes open positions at 4:10 p.m. ET.
Which firm pays out faster?
MFFU Rapid allows a request every day once the $2,100 buffer is cleared. MFFU Builder allows one every 48 hours, and Apex after every 5 qualifying days.
Sources
- Apex: Evaluation Plan Fees and Access Explained (checked September 30, 2026)
- Apex: EOD Evaluations (checked September 30, 2026)
- Apex: EOD Payouts (checked September 30, 2026)
- Apex: Intraday Trailing Drawdown Evaluations
- Apex: 50% Consistency Requirement
- Apex: Prohibited Activities
- MFFU: Traders Evaluation Simplified (checked September 30, 2026)
- MFFU: Rapid Plan 50k (checked September 30, 2026)
- MFFU: Builder plan page (checked September 30, 2026)
- MFFU: Builder Plan 50k
- MFFU: Inactivity Rule, One-Time Payment Model
- MFFU: News Trading Policy
- MFFU: Permitted Times to Trade
- MFFU: Overview of Supported Platforms
Sources without a date were checked on .